Robert

Jul 29: Best from the blogosphere

July 29, 2013

By Sheryl Smolkin

blogospheregraphic

Whether you live in Saskatchewan, Alberta, Manitoba or Ontario you have either been the victim of extreme weather or know someone who has. We have experienced recent power outages in both Toronto and Muskoka.

In case you  ever lose of power for a prolonged period, keep the link to this blog by Hollie Pollard, the Common Sense Mom. She explains what to throw out after a power outage and when.

Blogger Victoria Gazely writes in Modern Homesteading about Disaster Prep and Emergency Preparedness in 7 Simple Steps. There are some great ideas that range from putting together a 72-hour kit to making sure you are equipped for medical emergencies.

Robert on Canadian Dream Free at 45 recently came back from helping with cleanup in High River, Alberta. Although at first blush so many people have lost everything, he says education/skills, work ethic and optimism are things they can take anywhere to help them build a new life.

Due to recent hail damage, Rob Engen’s car has a roadmap of new dents and dings. He explains on boomer & echo why it makes good financial sense to take a cash settlement for the damages instead of paying the deductible and getting the vehicle fixed.

And finally, the big news this week is that Kerry K. Taylor aka Squawkfox has moved from her charming rural farm to the big, bad city of Toronto. It seems there are better business opportunities for her and Carl (a computer science grad.) Kerry is looking forward to all the city stuff she wants to do with her daughter and we can look forward to a whole new series of witty blogs about frugal urban living.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere.” Share the information with us on http://wp.me/P1YR2T-JR and your name will be entered in a quarterly draw for a gift card.


Apr 15: Best from the blogosphere

April 15, 2013

By Sheryl Smolkin

blogospheregraphic

This week Jon Chevreau, the editor of Moneysense magazine celebrated his 60th birthday and the release of the U.S. edition of his book Findependence Day. You can listen to a podcast interview I did with Jon last summer.

In a “must read” blog he wrote to mark the occasion, Jon made an important distinction between early retirement and financial independence:

“Financial independence is not the same as retirement,” Chevreau says. “Ideally, it precedes retirement by decades. It means you continue to work because you want to, not because you have to.”

Exploring a similar topic, on Darwin’s Money, the author debunks some myths about extreme early retirement and says, “The problem I have with people declaring that they’ve retired in an ‘extreme’ fashion is that they’re either not really retired, or they’re relying on a spouse, which, well, isn’t really the same thing.”

So based on the discussion in the two posts above, did guest blogger Robert (a financial planner) on Canadian Dream: Free at 45 really retire at age 35, or has he simply achieved financial independence? To find a purpose in “retirement” he has gone back to school with the goal of eventually living and working overseas.

The same question may be asked of accountant “Retired Syd” who retired in her 40s. On Retirement: A full-time job she muses about the best place to live for the next chapter in her life. Because her priority is friends and family, she concludes that living close to the people she loves is more important than any dreams of settling in a more distant locale.

But She Thinks I’m Cheap has already made the leap to London with his wife and in his latest blog you can read about their experience relocating overseas and re-entering the workforce.

Do you follow blogs with terrific ideas for saving money that haven’t been mentioned in our weekly “Best from the blogosphere?”  Send us an email with the information to so*********@sa*********.com and your name will be entered in a quarterly draw for a gift card.